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PM Surya Ghar subsidies, ROI payback periods, net metering earnings, and battery sizing — all calibrated for India's 2026 tariff rates and solar irradiance data.

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₹78,000 Subsidy Tracked
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Solar Finance Toolkit

5 Calculators. Every Solar Decision Covered.

From subsidy eligibility to payback period — all the numbers you need before going solar in India.

Up to ₹78,000

PM Surya Ghar Subsidy Calculator

India's most accurate PM Surya Ghar Muft Bijli Yojana subsidy calculator. Enter your state, system size, and household income — get your exact central + state subsidy amount and net installation cost.

25-Year Analysis

Solar ROI Calculator

Get your full payback timeline, annual savings, and 25-year profit projection — calibrated to your state's electricity tariff and solar irradiance.

Export Earnings

Net Metering Calculator

Calculate how much you earn by exporting surplus solar power back to your DISCOM — with state-wise buy-back rates for 2026.

System Sizing

Solar Panel Size Calculator

Find the exact panel count and kW system size you need based on your monthly electricity usage, location, and roof space. Covers all major Indian cities.

3–10 kWtypical home range
Open Calculator
Backup Planning

Solar Battery Backup Calculator

Calculate the right battery capacity to power your home through power cuts — factoring in your appliance load, backup hours needed, and DoD.

Verified Accuracy

MNRE Data · PM Surya Ghar Scheme 2026 · State Tariff Verified

FAQ

Solar Questions, Answered

Everything you need to know before going solar in India

Editorial · Updated March 2026

Why Go Solar in 2026

Four data-backed reasons why 2026 is the best year yet to go rooftop solar in India — and what it actually means for your electricity bill.

Electricity Costs Only Rising

Average Indian electricity tariffs have risen 38% over the past decade and show no signs of slowing. Locking in solar now hedges your household against future hikes — typical savings compound to ₹8–12 lakh over 25 years.

PM Surya Ghar Subsidies at Peak

The Central Government is offering up to ₹78,000 in direct subsidies under the PM Surya Ghar Muft Bijli Yojana. Add state-level top-ups (Maharashtra, Rajasthan, Gujarat offer additional ₹10,000–₹30,000) and payback periods shrink to under 4 years.

Solar Panel Costs at All-Time Lows

In 2026, premium 400W mono-PERC panels cost 60% less than they did in 2018. A fully installed 3kW rooftop system (with subsidy) now costs ₹1.2–1.8 lakh after government support — down from ₹2.5–3.5 lakh five years ago.

India Getting Sunnier — More Output

India averages 4.5–6.5 Peak Sun Hours per day — among the world's best for solar. Rajasthan, Gujarat, and Tamil Nadu households generate 20–35% more electricity per panel than homes in Germany or the UK, cutting payback significantly.

State-Wise Solar Savings — 3kW System, 2026

Monthly savings after subsidy · Assumed 300 units/month consumption

Calculate for My State
StateAvg TariffMonthly SavingsPeak Sun HrsPayback Period
Maharashtra
₹8.50/unit₹3,400/mo5.5 hrs3.8 yrs
West Bengal
₹7.90/unit₹3,160/mo4.8 hrs4.1 yrs
Punjab
₹7.10/unit₹2,840/mo5.0 hrs4.5 yrs
Rajasthan
₹6.50/unit₹2,600/mo6.2 hrs3.5 yrs
Tamil Nadu
₹6.10/unit₹2,440/mo5.8 hrs3.9 yrs
Gujarat
₹5.80/unit₹2,320/mo6.0 hrs3.6 yrs
Karnataka
₹5.50/unit₹2,200/mo5.3 hrs4.2 yrs
Uttar Pradesh
₹5.20/unit₹2,080/mo5.1 hrs4.8 yrs

Savings calculated post PM Surya Ghar central subsidy of ₹78,000 for 3kW system. State top-up subsidies not included — use the calculator for exact figures. Data source: MNRE, state DISCOM tariff orders, NISE solar irradiance maps.

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