How to apply for PM Surya Ghar solar subsidy?

Register at pmsuryaghar.gov.in with your electricity consumer number and Aadhaar. Apply for net metering, choose an MNRE-empanelled vendor, get installation done, and upload documents. The central subsidy (up to ₹78,000) is credited directly to your bank account within 30 days of commissioning.

How much subsidy is available for a 3 kW solar system?

For a 3 kW rooftop solar system, the PM Surya Ghar central subsidy is ₹78,000 (₹30,000/kW for the first 2 kW = ₹60,000, plus ₹18,000 for the 3rd kW at ₹18,000/kW). Additional state subsidies may be available in states like Gujarat, Maharashtra, Uttar Pradesh, and others.

What is the maximum solar subsidy under PM Surya Ghar?

The maximum central government subsidy under PM Surya Ghar Muft Bijli Yojana is ₹78,000 for systems of 3 kW and above. For 1 kW, it is ₹30,000; for 2 kW, ₹60,000. No additional central subsidy is given beyond 3 kW, but state-level subsidies can add ₹5,000–₹20,000 more in eligible states.

What is the payback period for rooftop solar in India?

After PM Surya Ghar subsidy, the typical payback period for rooftop solar in India is 4–6 years for a 3 kW system, depending on your state electricity tariff, monthly bill, and local sun hours. States with higher tariffs (Rajasthan, Maharashtra, Tamil Nadu) see payback in under 5 years.

Can I get both central and state subsidy for solar?

Yes. PM Surya Ghar provides central government subsidy up to ₹78,000, and several states offer additional subsidies on top — for example, Gujarat offers ₹10,000/kW extra, Maharashtra ₹7,000/kW, and UP provides additional incentives via UPNEDA. Total combined subsidy can exceed ₹1 lakh in some states.

Which solar vendors are empanelled under PM Surya Ghar?

You must use an MNRE-empanelled vendor to qualify for PM Surya Ghar subsidy. The list of approved vendors is available on pmsuryaghar.gov.in/vendor. Top empanelled vendors include Tata Power Solar, Waaree Energies, Vikram Solar, Adani Solar, Loom Solar, and others. Always verify current empanelment status before signing any agreement.

What is the cost of 3 kW solar system after subsidy in India?

A 3 kW rooftop solar system costs approximately ₹1,80,000–₹2,10,000 before subsidy at ₹60,000–₹70,000/kW. After the PM Surya Ghar central subsidy of ₹78,000, the net cost is approximately ₹1,02,000–₹1,32,000 depending on location, panel quality, and installation charges.

How many units does a 3 kW solar panel generate per month?

A 3 kW solar panel system generates approximately 300–420 kWh per month in India, depending on the state. High sun-hour states like Rajasthan (5.5 hrs/day) produce ~400 kWh/month, while cloudy states like Kerala (~4.0 hrs/day) produce ~290 kWh/month. This offsets a ₹2,000–₹3,000 monthly electricity bill completely.

How is the central subsidy calculated for my system size?

The central subsidy uses a slab structure: (1) For systems up to 2 kW: ₹30,000 per kW (max ₹60,000). (2) For the 3rd kW: an additional ₹18,000 (total max ₹78,000 for 3 kW). (3) For systems above 3 kW: the subsidy is capped at ₹78,000 regardless of size. So a 1 kW system gets ₹30,000, a 2 kW gets ₹60,000, a 3 kW and above gets ₹78,000.

Is the ₹78,000 subsidy per kW or a total maximum?

₹78,000 is the total maximum central subsidy regardless of system size. It is not ₹78,000 per kW. The subsidy is tiered — you get the most value per kW for a system up to 3 kW. Installing a larger system (4–10 kW) is still financially beneficial because you generate and save more electricity, but the government grant stays at ₹78,000.

Can I stack central and state subsidies?

Yes. In states like Uttar Pradesh (₹15,000 via UPNEDA), Uttarakhand (₹15,000 via UREDA), Gujarat (₹10,000 via GEDA), Rajasthan (₹5,000 via RRECL), Maharashtra (₹5,000 via MSEDCL), and Madhya Pradesh (₹5,000 via MPUVNL), you can receive both the central subsidy (up to ₹78,000) and the state top-up subsidy. The calculator above includes both for applicable states.

What is the payback period for a 3 kW system?

A typical 3 kW system costs ₹1,95,000 gross (at ₹65,000/kW). After the ₹78,000 central subsidy, your net cost is ₹1,17,000. Annual savings depend on your state tariff — at an average of ₹7/kWh, a 3 kW system generating 360 units/month saves ~₹25,200/year. Payback period: approximately 4.6 years. After that, you generate free power for 20+ more years.

How does net metering work with rooftop solar?

Under net metering, your solar panels generate electricity that first powers your home. Excess units are exported to the grid, and your DISCOM records this on a net meter. At billing time, your export units are deducted from your import units, and you pay only the difference. In months with high solar generation (summer), you can even accumulate credit units to offset lower-generation monsoon months.

What system size is optimal for Indian households?

Match the system to your annual consumption: Bills of ₹1,000–2,000/month → 1 kW. Bills of ₹2,000–4,000/month → 2–3 kW. Bills of ₹4,000–8,000/month → 3–5 kW. Bills above ₹8,000/month → 5–10 kW. A 3 kW system maximizes the central subsidy (full ₹78,000) while covering most household needs including 1.5 Ton ACs. For homes with 2+ ACs, consider 5 kW.

Which solar panels are best — monocrystalline or polycrystalline?

Monocrystalline panels (efficiency: 20–23%) are the current standard for PM Surya Ghar installations due to their higher output per sq.m. They cost 5–10% more than polycrystalline but are worth it, especially for space-constrained rooftops. Avoid thin-film panels for residential use — they have lower efficiency and shorter lifespans. Always ensure your vendor installs BIS-certified, ALMM-listed panels to qualify for the subsidy.

How long does the application to subsidy credit process take?

The end-to-end timeline varies: (1) DISCOM feasibility approval: 15–30 working days. (2) Vendor installation after approval: 7–21 days. (3) DISCOM inspection and commissioning: 7–15 days. (4) Subsidy credit after commissioning: 30 days (central), up to 90 days in some states. Total: 2–4 months from application to subsidy. Delays are common during peak solar season (March–June).

Can I get a loan for the remaining cost after subsidy?

Yes. Under PM Surya Ghar, nationalized banks (SBI, Bank of Baroda, PNB, Canara Bank) offer collateral-free solar loans up to ₹2 lakh at 7–9% p.a. for residential systems, with tenure of 5–10 years. Your monthly EMI on a ₹1,20,000 loan at 9% for 10 years is approximately ₹1,520 — less than the monthly savings most 3 kW systems generate.

Calculate My Subsidy Free

LIVE: Scheme Active — Applications Open 2025

Govt. of India — PM Surya Ghar Muft Bijli Yojana

PM Surya Ghar Subsidy Calculator (2026–27)

Calculate your exact central subsidy (up to ₹78,000), net rooftop solar cost, monthly savings, and payback period. Covers all 22 states with local DISCOM rates and state-level top-up subsidies.

Official Govt Scheme

PM Surya Ghar 2024–25

Up to ₹78,000 Subsidy

Central Government Grant

Instant Calculation

No Login Required

22 States Covered

Central + State Subsidy

Calculate My Subsidy Free View Subsidy Tiers

Applications open at pmsuryaghar.gov.in — first-come, first-served. Budget: ₹75,021 crore for 1 crore homes.

Free Calculator

Calculate Your PM Surya Ghar Subsidy

Enter your details below — results are instant and accurate

System Details

System Size: 3 kW

1 kW5 kW10 kW

Subsidy tier: ₹60,000 + ₹18,000 for extra kW (Tier 2)

Your State

₹5,000 extra via MSEDCL — Extra savings!

State avg. tariff:₹8/kWh

Avg. daily sun hours:5.5 hrs/day

Est. monthly generation:~396 kWh

Cost & Bill Details

Installation Cost per kW (₹)

₹

Market range: ₹50,000–₹75,000/kW incl. installation

Current Monthly Electricity Bill (₹)

₹

Higher bill = faster payback from solar savings

Quick Estimate Preview

Gross system cost:₹195,000

Central subsidy:−₹78,000

Approx net cost:₹112,000

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25-Year Cost Analysis

Solar vs. Grid Electricity — Total Cost Over Time

Based on a typical 3 kW system after the ₹78,000 PM Surya Ghar subsidy. See exactly when solar starts winning — and by how much.

5 Years

Without Solar

₹1.4L

With Solar

₹1.3L

Save 6% · ₹9K

10 Years

Without Solar

₹3.2L

With Solar

₹1.5L

Save 54% · ₹1.7L

25 Years

Without Solar

₹12.1L

With Solar

₹2.2L

Save 82% · ₹9.9L

Cumulative Electricity Cost Comparison (₹)

Calculation Assumptions

Monthly bill (no solar)₹2,100/month (300 units × ₹7/kWh)

Annual tariff hike5% compounded (historical avg)

System size3 kW rooftop solar

Gross system cost₹1,95,000 (@ ₹65,000/kW)

PM Surya Ghar subsidy₹78,000 central grant

Net cost after subsidy₹1,17,000

Monthly residual bill (solar)₹210 (~10% of original)

Solar system lifespan25 years (guaranteed output warranty)

Key Insight

₹9.9 Lakh saved over 25 years from a ₹1.17L investment

That's an 8.5× return on your net investment after subsidy. No mutual fund, FD, or real estate investment consistently returns this on a household-scale outlay.

Tariff Escalation Effect

India's electricity tariffs have risen ~5–8% annually over the last decade. Every tariff hike increases your solar savings — your system cost is fixed, but the grid gets more expensive every year.

Run detailed ROI analysis

Breakeven Milestone

~4.6 Years

Average payback for a 3 kW system after ₹78K subsidy

Official Structure

Central Subsidy Tiers — 2026–27

Subsidy is calculated in slabs based on system size. Below 3 kW gets the most value per rupee invested.

Tier 1

Up to 2 kW

₹60,000

Max central grant

₹30,000/kW

Examples: 1 kW → ₹30,000 | 2 kW → ₹60,000

Ideal for: Studio, 1BHK with low consumption

Tier 2

2 kW to 3 kW

₹78,000

Max central grant

₹60,000 + ₹18,000/extra kW

Examples: 2.5 kW → ₹69,000 | 3 kW → ₹78,000

Ideal for: 2BHK–3BHK, typical family home

Tier 3

Above 3 kW

₹78,000

Max central grant

Capped at ₹78,000

Examples: 5 kW → ₹78,000 | 10 kW → ₹78,000

Ideal for: 3BHK+ / bungalows with high usage

States with Additional Top-Up Subsidy

Gujarat

₹10,000 extra via GEDA

Madhya Pradesh

₹5,000 extra via MPUVNL

Maharashtra

₹5,000 extra via MSEDCL

Rajasthan

₹5,000 extra via RRECL

Uttar Pradesh

₹15,000 extra via UPNEDA

Uttarakhand

₹15,000 extra via UREDA

State subsidies change periodically. Verify the latest amounts with your state DISCOM before applying.

All-State Electricity Rates & Solar Potential

State	Avg Rate (₹/kWh)	Sun Hours/Day	Extra State Subsidy	Solar Potential
Andhra Pradesh	₹6.5	5.5 hrs	Central only	Good
Assam	₹6.5	4.5 hrs	Central only	Moderate
Bihar	₹7	5 hrs	Central only	Good
Chhattisgarh	₹5.5	5.5 hrs	Central only	Good
Delhi	₹7.5	5.5 hrs	Central only	Good
Goa	₹4.5	5 hrs	Central only	Good
Gujarat	₹5	6 hrs	+₹10,000	Excellent
Haryana	₹7.5	5.5 hrs	Central only	Good
Himachal Pradesh	₹4.5	5 hrs	Central only	Good
Jharkhand	₹6.5	5 hrs	Central only	Good
Karnataka	₹6.5	5.5 hrs	Central only	Good
Kerala	₹4.5	4.5 hrs	Central only	Moderate
Madhya Pradesh	₹6.5	5.5 hrs	+₹5,000	Good
Maharashtra	₹8	5.5 hrs	+₹5,000	Good
Odisha	₹6	5 hrs	Central only	Good
Punjab	₹6.5	5.5 hrs	Central only	Good
Rajasthan	₹7	6.5 hrs	+₹5,000	Excellent
Tamil Nadu	₹5	5.5 hrs	Central only	Good
Telangana	₹6.5	5.5 hrs	Central only	Good
Uttar Pradesh	₹7.5	5.5 hrs	+₹15,000	Good
Uttarakhand	₹5.5	5 hrs	+₹15,000	Good
West Bengal	₹7	4.5 hrs	Central only	Moderate

All 22 States

PM Surya Ghar Subsidy Comparison by State

Compare solar subsidy, tariff rates, sun hours, and payback across all Indian states. Click any column to sort. Click a state row to get its detailed calculator.

State	Tariff	Sun Hours	State Extra	Total Subsidy	Net Cost (3kW)	Payback	Potential	Calculator
Rajasthan DISCOM: Rajasthan	₹7 per kWh	6.5h	+₹5,000	₹83,000	₹112,000	4.4 yrs	Excellent	Calculate
Gujarat DISCOM: DGVCL/MGVCL/PGVCL/UGVCL	₹5 per kWh	6h	+₹10,000	₹88,000	₹107,000	4.2 yrs	Excellent	Calculate
Andhra Pradesh DISCOM: Andhra Pradesh	₹6.5 per kWh	5.5h	—	₹78,000	₹117,000	4.6 yrs	Good	Calculate
Chhattisgarh DISCOM: Chhattisgarh	₹5.5 per kWh	5.5h	—	₹78,000	₹117,000	4.6 yrs	Good	Calculate
Delhi DISCOM: BSES/TPDDL	₹7.5 per kWh	5.5h	—	₹78,000	₹117,000	4.6 yrs	Good	Calculate
Haryana DISCOM: Haryana	₹7.5 per kWh	5.5h	—	₹78,000	₹117,000	4.6 yrs	Good	Calculate
Karnataka DISCOM: Karnataka	₹6.5 per kWh	5.5h	—	₹78,000	₹117,000	4.6 yrs	Good	Calculate
Madhya Pradesh DISCOM: Madhya Pradesh	₹6.5 per kWh	5.5h	+₹5,000	₹83,000	₹112,000	4.4 yrs	Good	Calculate
Maharashtra DISCOM: MSEDCL/BEST/Adani	₹8 per kWh	5.5h	+₹5,000	₹83,000	₹112,000	4.4 yrs	Good	Calculate
Punjab DISCOM: Punjab	₹6.5 per kWh	5.5h	—	₹78,000	₹117,000	4.6 yrs	Good	Calculate
Tamil Nadu DISCOM: Tamil Nadu	₹5 per kWh	5.5h	—	₹78,000	₹117,000	4.9 yrs	Good	Calculate
Telangana DISCOM: Telangana	₹6.5 per kWh	5.5h	—	₹78,000	₹117,000	4.6 yrs	Good	Calculate
Uttar Pradesh DISCOM: Uttar Pradesh	₹7.5 per kWh	5.5h	+₹15,000	₹93,000	₹102,000	4.0 yrs	Good	Calculate
Bihar DISCOM: Bihar	₹7 per kWh	5h	—	₹78,000	₹117,000	4.6 yrs	Good	Calculate
Goa DISCOM: Goa	₹4.5 per kWh	5h	—	₹78,000	₹117,000	6.0 yrs	Good	Calculate
Himachal Pradesh DISCOM: Himachal Pradesh	₹4.5 per kWh	5h	—	₹78,000	₹117,000	6.0 yrs	Good	Calculate
Jharkhand DISCOM: Jharkhand	₹6.5 per kWh	5h	—	₹78,000	₹117,000	4.6 yrs	Good	Calculate
Odisha DISCOM: Odisha	₹6 per kWh	5h	—	₹78,000	₹117,000	4.6 yrs	Good	Calculate
Uttarakhand DISCOM: Uttarakhand	₹5.5 per kWh	5h	+₹15,000	₹93,000	₹102,000	4.3 yrs	Good	Calculate
Assam DISCOM: Assam	₹6.5 per kWh	4.5h	—	₹78,000	₹117,000	4.6 yrs	Moderate	Calculate
Kerala DISCOM: Kerala	₹4.5 per kWh	4.5h	—	₹78,000	₹117,000	6.7 yrs	Moderate	Calculate
West Bengal DISCOM: West Bengal	₹7 per kWh	4.5h	—	₹78,000	₹117,000	4.6 yrs	Moderate	Calculate

Showing 22 of 22 states · Based on 3 kW system @ ₹65,000/kW

Payback <5 yrs 5–6 yrs 6+ yrs

Best Solar ROI

Rajasthan

Gujarat

Maharashtra

Highest sun hours + tariffs + state subsidies

Highest Total Subsidy

Uttar Pradesh (₹93K)

Uttarakhand (₹93K)

Gujarat (₹88K)

Central ₹78K + highest state top-ups

Best Solar Resource

Rajasthan (6.5h)

Gujarat (6.0h)

All others (5–5.5h)

Sun hours directly impact monthly generation

Step-by-Step Guide

How to Apply for PM Surya Ghar Subsidy

The entire process is online. Here's exactly what you need to do — from first registration to subsidy in your bank account.

Step 01

Register Online

Visit pmsuryaghar.gov.in and register using your electricity consumer number, mobile, and Aadhaar details.

Have your latest electricity bill ready for consumer number

Step 02

Apply for Net Metering

Your DISCOM reviews your application and approves technical feasibility within 15–30 working days.

Approval depends on transformer capacity in your area

Step 03

Choose Empanelled Vendor

Select an MNRE-empanelled vendor from the portal. Only empanelled vendors qualify for the subsidy.

Get at least 3 quotes — prices vary 10–20% between vendors

Step 04

Installation & Inspection

Vendor installs your rooftop solar system. DISCOM inspects and issues a commissioning certificate.

Typical installation takes 1–2 days for residential systems

Step 05

Submit Documents

Upload the commissioning certificate and bank account details via the portal for direct subsidy credit.

Keep a scanned copy — DISCOM may request resubmission

Step 06

Subsidy Credited

Central subsidy (up to ₹78,000) is directly deposited in your bank account within 30 days of commissioning.

Some states deposit subsidy via DISCOM within 90 days

Ready to apply? The portal is live.

First-come, first-served. Budget is limited — don't wait.

Apply at pmsuryaghar.gov.in

Why Go Solar Now

6 Key Benefits of PM Surya Ghar Scheme

Beyond the subsidy, here's why 2025 is the best time to go solar for Indian households.

Up to ₹78,000 Direct Grant

The central government directly deposits the subsidy in your bank — no middlemen, no vouchers. You can also stack state subsidies for even more savings.

300 Units Free Electricity/Month

A qualifying 3 kW system generates approximately 360 units per month. Excess units are exported to the grid under net metering — further reducing future bills.

Low-Interest Solar Loans

Nationalized banks offer PM Surya Ghar-linked solar loans at 7–9% p.a. with tenures up to 10 years. EMIs are often lower than your current electricity bill.

4–6 Year Payback Period

Most 3 kW systems pay back their net cost (after subsidy) in 4–6 years. For 25-year panel life, that means 20+ years of virtually free electricity.

Carbon Footprint Reduced

A 3 kW system avoids approximately 1,500 kg of CO₂ per year — equivalent to planting 70+ trees annually. Solar also protects against future tariff hikes.

Property Value Increase

Homes with solar panels command 3–5% higher resale values in Indian metros. The system transfers with the property and is GST-subsidised at 5% (residential).

PM Surya Ghar — Quick Facts at a Glance

₹75,021 Crore

Scheme Budget

1 Crore Homes

Target Households

₹78,000

Max Central Subsidy

5% (Residential)

GST on Solar

1 kW

Min System Size

10 kW

Max Residential

25 Years Output

Panel Warranty

pmsuryaghar.gov.in

Portal

Data sourced from MNRE guidelines and pmsuryaghar.gov.in official documentation. Last updated March 2025.

Solar + AC Combination

Best 5-Star Inverter ACs to Pair with Your Solar System

ACs account for 40–60% of home electricity bills. Pairing rooftop solar with a 5-star inverter AC is the single most impactful combo for cutting your bill to near zero.

1–1.5 kW

solar capacity to run 1 Ton AC in peak sun

800–1,200W

peak draw of 5-star 1.5T inverter AC

₹8,000–12,000

annual bill reduction with solar + 5-star combo

3.5–4.5 Yrs

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Best Overall

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Solar coverageCovered by 1.5 kW panel

Annual bill saving vs 3★₹3,800/yr vs 3-star

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Annual bill saving vs 3★₹3,600/yr vs 3-star

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Daikin

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Monthly consumption~112 units

Solar coverageCovered by 1.5–2 kW panel

Annual bill saving vs 3★₹3,400/yr vs 3-star

View Daikin Guide

Samsung

AR18CY5ZAGM Wind-Free

Best for Comfort

1.5 Ton · ISEER 4.62

8,000 micro air holes deliver gentle cooling — ideal for solar-powered 24×7 operation

Monthly consumption~114 units

Solar coverageCovered by 1.5–2 kW panel

Annual bill saving vs 3★₹3,200/yr vs 3-star

View Samsung Guide

Voltas

185V Vectra Prime 5-Star

Best Value

1.5 Ton · ISEER 4.55

Auto-cleanX filter + wide voltage operation (145V–275V) — perfect for areas with grid voltage fluctuations

Monthly consumption~117 units

Solar coverageCovered by 1.5–2 kW panel

Annual bill saving vs 3★₹2,900/yr vs 3-star

View Voltas Guide

Blue Star

IC518DLTX 5-Star

India's Own

1.5 Ton · ISEER 4.7

In-built air purifier + Turbo Cool. Made-in-India with best-in-class after-sales network

Monthly consumption~109 units

Solar coverageCovered by 1.5 kW panel

Annual bill saving vs 3★₹3,700/yr vs 3-star

View Blue Star Guide

Pro Tip — Solar + AC Sizing

Got an AC? Go 3 kW+ solar.

A 1.5 Ton 5-star inverter AC draws 800–1,200W at peak. A 3 kW solar panel generates 2,400W in peak sun — enough to power your AC and a fridge simultaneously, with surplus exported to the grid.

1.5T 5-star AC (inverter, light load)

600–800W→ 1 kW solar

1.5T 5-star AC (full load)

1,100–1,300W→ 1.5 kW solar

2T 5-star AC + fridge

1,500–2,000W→ 2.5 kW solar

Full home (AC + all appliances)

2,500–3,500W→ 3–5 kW solar

Best 5-Star ACs in India 2026 Find Right AC Size for Your Room Calculate Your Solar ROI

Free Installer Matching

Top Solar Installers Near You

MNRE-empanelled vendors — mandatory for PM Surya Ghar subsidy eligibility. Get 3 free quotes.

Recommended Installers

DISCOM: MSEDCL / BEST / Adani Electricity

Loom Solar

4.7

Mumbai, Pune, Nashik

MNRE Empanelled

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4.6

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ISO 9001 + MNRE

Jakson Solar

4.5

Pune, Aurangabad

MNRE Empanelled

Always verify empanelment status at pmsuryaghar.gov.in/vendor before signing any agreement. Only empanelled vendors qualify for subsidy.

MNRE Verified

Free Quotes

Post-install Support

Get 3 Free Quotes

MNRE-empanelled vendors will contact you with detailed site-specific proposals.

Expert Answers

Frequently Asked Questions

Everything you need to know about PM Surya Ghar subsidy, installation, and net metering

PM Surya Ghar Muft Bijli Yojana is a central government scheme launched in February 2024 with a ₹75,021 crore budget. It targets 1 crore Indian households to install rooftop solar systems. Eligibility: any residential electricity consumer with a valid connection, own/leased property with suitable roof space (~10 sq.m per kW), and structural load capacity. Government employees are eligible; commercial establishments are not under this specific scheme.

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Articles to help you understand solar ROI and reduce your electricity costs.

On-Grid vs Hybrid Solar India 2026

Anti-islanding explained, battery sizing, and which system saves more.

Solar Panel Cleaning Guide India 2026

Boost output by 15–35% with the right cleaning frequency and tools.

Why Your AC Bill Is High: 7 Mistakes & Fixes

Reduce your AC load before sizing your solar system.

Best AC Temperature to Save Electricity

Lower AC consumption = smaller solar system needed.

5-Star vs 3-Star AC: Which Saves More?

Pair a 5-star AC with solar for maximum bill elimination.

Top 10 Energy Saving Tips for AC Users

Reduce your load profile before going solar for better ROI.

Calculation Methodology & Data Sources

Subsidy Calculation

Central subsidy tiers sourced directly from MNRE gazette notification dated Feb 2024 and updated policy circulars.

State Electricity Rates

Average residential tariff rates for each state from respective DISCOM published tariff orders (FY 2026–27 data).

Solar Generation Estimate

Monthly generation = System kW × State sun hours × 30 days × 0.8 performance ratio (industry standard for rooftop).

Payback Calculation

Net cost ÷ Annual savings from bill offset. Does not include potential net metering export credit (which improves payback further).

CO₂ Avoided

Uses India CEA grid emission factor of 0.71 kg CO₂ per kWh for 2023–24, as per latest published grid emission factor.

Official Sources Referenced

MNRE PM Surya Ghar Guidelines

pmsuryaghar.gov.in Official Portal

Central Electricity Authority (CEA)

BEE Star Rating Program

Editorial Policy

Desi Utility's solar calculators are reviewed quarterly against MNRE notifications and state DISCOM tariff orders. We do not receive any commission from solar vendors listed on this page. Subsidy figures are verified against official gazette notifications.

Read our full editorial guidelines →

Last Updated: March 2026

This calculator is updated when MNRE issues revised subsidy circulars or when state DISCOMs revise tariffs. Subsidy amounts are as per the latest MNRE guidelines. Always verify final subsidy at pmsuryaghar.gov.in before applying.