PM सूर्य घर में 3 kW सोलर की कितनी सब्सिडी मिलती है?

3 kW सोलर पर ₹78,000 केंद्रीय सब्सिडी। पहले 2 kW पर ₹30,000/kW = ₹60,000, तीसरे kW पर ₹18,000।

सोलर की पेबैक अवधि कितनी है?

सब्सिडी के बाद 4-6 साल। महाराष्ट्र, तमिलनाडु, राजस्थान में 5 साल से कम।

क्या केंद्रीय और राज्य दोनों सब्सिडी मिल सकती है?

हाँ। PM सूर्य घर ₹78,000 + राज्य सब्सिडी। गुजरात ₹10,000/kW, महाराष्ट्र ₹7,000/kW अतिरिक्त।

3 kW सोलर प्रति माह कितनी बिजली बनाता है?

300-420 kWh/माह। राजस्थान में ~400, केरल में ~290। ₹2,000-3,000 का बिल पूरा ऑफसेट।

How is the central subsidy calculated for my system size?

The central subsidy uses a slab structure: (1) For systems up to 2 kW: ₹30,000 per kW (max ₹60,000). (2) For the 3rd kW: an additional ₹18,000 (total max ₹78,000 for 3 kW). (3) For systems above 3 kW: the subsidy is capped at ₹78,000 regardless of size. So a 1 kW system gets ₹30,000, a 2 kW gets ₹60,000, a 3 kW and above gets ₹78,000.

Is the ₹78,000 subsidy per kW or a total maximum?

₹78,000 is the total maximum central subsidy regardless of system size. It is not ₹78,000 per kW. The subsidy is tiered — you get the most value per kW for a system up to 3 kW. Installing a larger system (4–10 kW) is still financially beneficial because you generate and save more electricity, but the government grant stays at ₹78,000.

Can I stack central and state subsidies?

Yes. In states like Uttar Pradesh (₹15,000 via UPNEDA), Uttarakhand (₹15,000 via UREDA), Gujarat (₹10,000 via GEDA), Rajasthan (₹5,000 via RRECL), Maharashtra (₹5,000 via MSEDCL), and Madhya Pradesh (₹5,000 via MPUVNL), you can receive both the central subsidy (up to ₹78,000) and the state top-up subsidy. The calculator above includes both for applicable states.

What is the payback period for a 3 kW system?

A typical 3 kW system costs ₹1,95,000 gross (at ₹65,000/kW). After the ₹78,000 central subsidy, your net cost is ₹1,17,000. Annual savings depend on your state tariff — at an average of ₹7/kWh, a 3 kW system generating 360 units/month saves ~₹25,200/year. Payback period: approximately 4.6 years. After that, you generate free power for 20+ more years.

How does net metering work with rooftop solar?

Under net metering, your solar panels generate electricity that first powers your home. Excess units are exported to the grid, and your DISCOM records this on a net meter. At billing time, your export units are deducted from your import units, and you pay only the difference. In months with high solar generation (summer), you can even accumulate credit units to offset lower-generation monsoon months.

What system size is optimal for Indian households?

Match the system to your annual consumption: Bills of ₹1,000–2,000/month → 1 kW. Bills of ₹2,000–4,000/month → 2–3 kW. Bills of ₹4,000–8,000/month → 3–5 kW. Bills above ₹8,000/month → 5–10 kW. A 3 kW system maximizes the central subsidy (full ₹78,000) while covering most household needs including 1.5 Ton ACs. For homes with 2+ ACs, consider 5 kW.

Which solar panels are best — monocrystalline or polycrystalline?

Monocrystalline panels (efficiency: 20–23%) are the current standard for PM Surya Ghar installations due to their higher output per sq.m. They cost 5–10% more than polycrystalline but are worth it, especially for space-constrained rooftops. Avoid thin-film panels for residential use — they have lower efficiency and shorter lifespans. Always ensure your vendor installs BIS-certified, ALMM-listed panels to qualify for the subsidy.

How long does the application to subsidy credit process take?

The end-to-end timeline varies: (1) DISCOM feasibility approval: 15–30 working days. (2) Vendor installation after approval: 7–21 days. (3) DISCOM inspection and commissioning: 7–15 days. (4) Subsidy credit after commissioning: 30 days (central), up to 90 days in some states. Total: 2–4 months from application to subsidy. Delays are common during peak solar season (March–June).

Can I get a loan for the remaining cost after subsidy?

Yes. Under PM Surya Ghar, nationalized banks (SBI, Bank of Baroda, PNB, Canara Bank) offer collateral-free solar loans up to ₹2 lakh at 7–9% p.a. for residential systems, with tenure of 5–10 years. Your monthly EMI on a ₹1,20,000 loan at 9% for 10 years is approximately ₹1,520 — less than the monthly savings most 3 kW systems generate.

होमसोलरसोलर सब्सिडी कैलकुलेटर

Englishहिन्दी

PM सूर्य घर मुफ्त बिजली योजना 2026

सोलर सब्सिडी कैलकुलेटर 2026
₹78,000 तक सब्सिडी + पेबैक अवधि

अपने राज्य, मासिक बिल और छत के आकार के आधार पर सोलर सब्सिडी, नेट लागत और 25-वर्षीय बचत की गणना करें। केंद्रीय + राज्य दोनों सब्सिडी।

₹78,000मैक्स सब्सिडी

22राज्य कवर

4-6पेबैक साल

₹8L+25-वर्ष बचत

Free Calculator

Calculate Your PM Surya Ghar Subsidy

Enter your details below — results are instant and accurate

System Details

System Size: 3 kW

1 kW5 kW10 kW

Subsidy tier: ₹60,000 + ₹18,000 for extra kW (Tier 2)

Your State

₹5,000 extra via MSEDCL — Extra savings!

State avg. tariff:₹8/kWh

Avg. daily sun hours:5.5 hrs/day

Est. monthly generation:~396 kWh

Cost & Bill Details

Installation Cost per kW (₹)

₹

Market range: ₹50,000–₹75,000/kW incl. installation

Current Monthly Electricity Bill (₹)

₹

Higher bill = faster payback from solar savings

Quick Estimate Preview

Gross system cost:₹195,000

Central subsidy:−₹78,000

Approx net cost:₹112,000

Official Structure

Central Subsidy Tiers — 2026–27

Subsidy is calculated in slabs based on system size. Below 3 kW gets the most value per rupee invested.

Tier 1

Up to 2 kW

₹60,000

Max central grant

₹30,000/kW

Examples: 1 kW → ₹30,000 | 2 kW → ₹60,000

Ideal for: Studio, 1BHK with low consumption

Tier 2

2 kW to 3 kW

₹78,000

Max central grant

₹60,000 + ₹18,000/extra kW

Examples: 2.5 kW → ₹69,000 | 3 kW → ₹78,000

Ideal for: 2BHK–3BHK, typical family home

Tier 3

Above 3 kW

₹78,000

Max central grant

Capped at ₹78,000

Examples: 5 kW → ₹78,000 | 10 kW → ₹78,000

Ideal for: 3BHK+ / bungalows with high usage

States with Additional Top-Up Subsidy

Gujarat

₹10,000 extra via GEDA

Madhya Pradesh

₹5,000 extra via MPUVNL

Maharashtra

₹5,000 extra via MSEDCL

Rajasthan

₹5,000 extra via RRECL

Uttar Pradesh

₹15,000 extra via UPNEDA

Uttarakhand

₹15,000 extra via UREDA

State subsidies change periodically. Verify the latest amounts with your state DISCOM before applying.

All-State Electricity Rates & Solar Potential

State	Avg Rate (₹/kWh)	Sun Hours/Day	Extra State Subsidy	Solar Potential
Andhra Pradesh	₹6.5	5.5 hrs	Central only	Good
Assam	₹6.5	4.5 hrs	Central only	Moderate
Bihar	₹7	5 hrs	Central only	Good
Chhattisgarh	₹5.5	5.5 hrs	Central only	Good
Delhi	₹7.5	5.5 hrs	Central only	Good
Goa	₹4.5	5 hrs	Central only	Good
Gujarat	₹5	6 hrs	+₹10,000	Excellent
Haryana	₹7.5	5.5 hrs	Central only	Good
Himachal Pradesh	₹4.5	5 hrs	Central only	Good
Jharkhand	₹6.5	5 hrs	Central only	Good
Karnataka	₹6.5	5.5 hrs	Central only	Good
Kerala	₹4.5	4.5 hrs	Central only	Moderate
Madhya Pradesh	₹6.5	5.5 hrs	+₹5,000	Good
Maharashtra	₹8	5.5 hrs	+₹5,000	Good
Odisha	₹6	5 hrs	Central only	Good
Punjab	₹6.5	5.5 hrs	Central only	Good
Rajasthan	₹7	6.5 hrs	+₹5,000	Excellent
Tamil Nadu	₹5	5.5 hrs	Central only	Good
Telangana	₹6.5	5.5 hrs	Central only	Good
Uttar Pradesh	₹7.5	5.5 hrs	+₹15,000	Good
Uttarakhand	₹5.5	5 hrs	+₹15,000	Good
West Bengal	₹7	4.5 hrs	Central only	Moderate

Step-by-Step Guide

How to Apply for PM Surya Ghar Subsidy

The entire process is online. Here's exactly what you need to do — from first registration to subsidy in your bank account.

Step 01

Register Online

Visit pmsuryaghar.gov.in and register using your electricity consumer number, mobile, and Aadhaar details.

Have your latest electricity bill ready for consumer number

Step 02

Apply for Net Metering

Your DISCOM reviews your application and approves technical feasibility within 15–30 working days.

Approval depends on transformer capacity in your area

Step 03

Choose Empanelled Vendor

Select an MNRE-empanelled vendor from the portal. Only empanelled vendors qualify for the subsidy.

Get at least 3 quotes — prices vary 10–20% between vendors

Step 04

Installation & Inspection

Vendor installs your rooftop solar system. DISCOM inspects and issues a commissioning certificate.

Typical installation takes 1–2 days for residential systems

Step 05

Submit Documents

Upload the commissioning certificate and bank account details via the portal for direct subsidy credit.

Keep a scanned copy — DISCOM may request resubmission

Step 06

Subsidy Credited

Central subsidy (up to ₹78,000) is directly deposited in your bank account within 30 days of commissioning.

Some states deposit subsidy via DISCOM within 90 days

Ready to apply? The portal is live.

First-come, first-served. Budget is limited — don't wait.

Apply at pmsuryaghar.gov.in

Guides & Articles

Frequently Asked Questions

Everything you need to know about PM Surya Ghar subsidy, installation, and net metering

PM Surya Ghar Muft Bijli Yojana is a central government scheme launched in February 2024 with a ₹75,021 crore budget. It targets 1 crore Indian households to install rooftop solar systems. Eligibility: any residential electricity consumer with a valid connection, own/leased property with suitable roof space (~10 sq.m per kW), and structural load capacity. Government employees are eligible; commercial establishments are not under this specific scheme.

अन्य हिन्दी कैलकुलेटर

AC बिल कैलकुलेटर

1.5 टन AC बिल

बिजली बिल कैलकुलेटर

सभी DISCOMs

UPPCL बिल कैलकुलेटर

उत्तर प्रदेश

भारत टैरिफ रिपोर्ट

36 राज्य तुलना

सोलर सब्सिडी कैलकुलेटर 2026₹78,000 तक सब्सिडी + पेबैक अवधि

Calculate Your PM Surya Ghar Subsidy

System Details

Cost & Bill Details

Central Subsidy Tiers — 2026–27

States with Additional Top-Up Subsidy

All-State Electricity Rates & Solar Potential

How to Apply for PM Surya Ghar Subsidy

Register Online

Apply for Net Metering

Choose Empanelled Vendor

Installation & Inspection

Submit Documents

Subsidy Credited

Ready to apply? The portal is live.

संबंधित गाइड: सोलर और ऊर्जा बचत

Frequently Asked Questions

अन्य हिन्दी कैलकुलेटर

सोलर सब्सिडी कैलकुलेटर 2026
₹78,000 तक सब्सिडी + पेबैक अवधि